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[techyvibe]

One-Time Password (OTP) refers to short-term token codes that are delivered to your mobile device or e-mail for the commitment of personal identity when conducting business on the internet or logging into your account. These codes offer the additional protection that even if someone has your password you cannot open the account without OTP. This implies that OTPs have become crucial in safeguarding such information and ensuring no third party develops undue access in the day of growing technology.